About PSC Branches

Tioga Branch
1531 W. Tioga Street
P.O. Box 100
Philadelphia, PA 19140
(215) 227-9999

The Tioga Branch of Philadelphia Senior Center has served as an important resource for older North Philadelphians for over 25 years. In 1996, the Center moved to 16th and Tioga Streets in the Temple University Hospital neighborhood. Situated on the ground floor of the beautiful, Presbyterian-Tioga Apartments, Tioga Branch offers classes, activities and a delicious hot lunch Monday through Friday from 8:30 a.m. - 4:30 p.m. Anyone 60 years or older is welcome to join the fun!

Tioga offers 20 different classes weekly including line dancing, sewing, pottery, exercise, crafts and a bowling club. Health programs include Shape Up with Sheila, podiatrist visits, wellness lectures and screenings. Tioga also offers day and overnight trips escorted by staff to both local and far away places.

Tioga Branch counselors assist members with benefits, referrals, housing and transportation. For more information please call Julie Nelson at (215) 227-9999.
Map and Directions

Coffee Cup
247 S. 10th Street
Philadelphia, PA 19107
(215) 627-8048

The Coffee Cup, a satellite location of Philadelphia Senior Center, is a friendly retreat providing a vital hot lunch program for those age 60 and older in the Washington Square West neighborhood. It provides a place for seniors to have a balanced hot meal and take-home snack, as well as, find support and a feeling of extended family in times of need

The Coffee Cup is located near three senior citizen housing complexes, providing easy access for those with physical limitations. It is open Monday through Friday from 10:00 a.m. - 2:00 p.m. Lunch is served at 12:00 noon. For more information call Philip Lai at (215) 546-5879.
Map and Directions

Speaking Opportunities:

Philadelphia Senior Center staff is available to speak at community organizations, churches, apartment buildings and office building about our programs and services. Our topics can be tailored specifically for your audience. Please contact Vickie MacKenzie-Lynam at (215) 546-5879, ext. 241 or at vlynam@philaseniorcenter.org

When faced with the threat of losing your home, many turn to loans targeting those in the most need. Phrases like - "bad credit no problem" and "cash now" are common tools used to prey on individuals who are in need of cash, especially to save their homes.

Philadelphia Senior Center can now help families faced with the possible loss of their homes through foreclosure with the Homeowners' Emergency Mortgage Assistance Program (HEMAP). The only one of its kind in the nation, it is a loan program designed to protect citizens who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure.

To be considered for a HEMAP loan, homeowners must have received an Act 91 Notice from their lender informing them of their delinquent status and advising them that help may be available through the program. There are no age or income requirements. In addition, applicants must:

• Be suffering financial hardship through no fault of their own. q Be at least 60 days delinquent on monthly mortgage payments.

• Be residents of Pennsylvania.

• Be occupants and owners of the home in foreclosure.

• Be able to demonstrate reasonable prospects of being able to resume normal mortgage payments after assistance ends.

• The HEMAP loan may not exceed $60,000.00, nor may it exceed 24 months of assistance.

• HEMAP can have no less than a third lien position.

All homeowners who receive HEMAP loan assistance must recertify each year. Assistance is a loan and must be repaid at 9 percent interest. All homeowners must contribute a minimum contribution or repayment of $25.00 per month per mortgage assisted. Homeowners must also seek repayment / refinance options once they have established better credit and equity in their property.

The HEMAP Program provides a reasonable and safe alternative to Predatory Loans. This practice, Predatory Lending, uses high-pressure tactics to convince individuals that their loan is the perfect solution. In fact, it can cause people to get into more trouble. Predatory loans involve abusive lending practices that may include confusing language and marketing programs. Some of the most common practices identified by the Center for Responsible Learning include excessive fees, pre-payment penalties and unnecessary fees for products such as insurance.

Individuals who are interested in learning more about HEMAP, Predatory Lending Practices or other Housing Services can contact Philadelphia Senior Center's Housing Counselor, Carolyn Walker, at (215) 546-5879. ext 217. Philadelphia Senior Center is located at 509 South Broad Street (at Lombard) in Center City.