5th Annual

Coffee Cup Exhibition

and Reception

Thursday, May 15, 2008

5:30pm to 8:30pm

City Hall Mayor's Reception Room and Conversation Hall (Second Floor)
Broad & Market Streets, Philadelphia, PA

Exclusive Host Sponsor: EXIT REALTY

"The Waterfront Group" www.exitwaterfrontgroup.com

Art exhibition featuring functional pottery, culinary-themed mixed media, and handmade jewelry by artists from Philadelphia Senior Center, the Samuel S. Fleisher Art Memorial and the Clay Studio. The exhibition also will feature photographs from Russ Hickman Photography.

Reception with hors d'oeuvres, wine, beer, and a silent auction.Petit French pastries provided by Sofitel Philadelphia Luxury Hotel.

Music by the Samantha Rise Roberson Quartet.

2008 Event Planning Committee:
Maggie Anderson

Ed Avinger

Marie Bontigao

Ernestyne Bush

Peter DiForte

Ineke Dikland

Jason R. Galbraith

Jennifer E. Hunt Horton

Kimberly Bane Hynes

Esq. Leslie LaRocca

Jean Machiz

April Mossman

Owen Murphy

Barbara E. Rittenhouse

April A. Ward

David Wren

Christina M. Zullo

Tickets are on sale now. Please call (215) 546-5879, ext. 277 for information.

SAVE THE DATE

INVITATION

TICKET FORM

PRIZE FORM

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***For members-only events: Membership is free and open to anyone over age 55 and older. Visit our membership page or call (215) 546-5879 for details.

~~ Upcoming Events ~~

IN THE NEWS

PRESS RELEASE CONTACT: Jacqui M. Makowski DAY: (215) 546-5879/ Cell: (215) 620-0720

FOR IMMEDIATE RELEASE (September 1, 2005) - Philadelphia Senior Center offers assistance to homeowners facing foreclosure

When faced with the threat of losing your home, many turn to loans targeting those in the most need. Phrases like - "bad credit no problem" and "cash now" are common tools used to prey on individuals who are in need of cash, especially to save their homes.

Philadelphia Senior Center can now help families faced with the possible loss of their homes through foreclosure with the Homeowners' Emergency Mortgage Assistance Program (HEMAP). The only one of its kind in the nation, it is a loan program designed to protect citizens who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure.

To be considered for a HEMAP loan, homeowners must have received an Act 91 Notice from their lender informing them of their delinquent status and advising them that help may be available through the program. There are no age or income requirements. In addition, applicants must:

• Be suffering financial hardship through no fault of their own.
• Be at least 60 days delinquent on monthly mortgage payments.
• Be residents of Pennsylvania.
• Be occupants and owners of the home in foreclosure.
• Be able to demonstrate reasonable prospects of being able to resume normal mortgage payments after assistance ends.
• The HEMAP loan may not exceed $60,000.00, nor may it exceed 24 months of assistance.
• HEMAP can have no less than a third lien position.

All homeowners who receive HEMAP loan assistance must recertify each year. Assistance is a loan and must be repaid at 9 percent interest. All homeowners must contribute a minimum contribution or repayment of $25.00 per month per mortgage assisted. Homeowners must also seek repayment / refinance options once they have established better credit and equity in their property.

The HEMAP Program provides a reasonable and safe alternative to Predatory Loans. This practice, Predatory Lending, uses high-pressure tactics to convince individuals that their loan is the perfect solution. In fact, it can cause people to get into more trouble. Predatory loans involve abusive lending practices that may include confusing language and marketing programs. Some of the most common practices identified by the Center for Responsible Learning include excessive fees, pre-payment penalties and unnecessary fees for products such as insurance.

Individuals who are interested in learning more about HEMAP, Predatory Lending Practices or other Housing Services can contact Philadelphia Senior Center's Housing Counselor, Carolyn Walker, at (215) 546-5879. ext 217. Philadelphia Senior Center is located at 509 South Broad Street (at Lombard) in Center City. Philadelphia Senior Center's commitment to the area's older population spans more than 55 years. PSC creates opportunities for older people to live healthy, active lives while remaining independent in their homes and community. The Center is one of the largest in Pennsylvania, and third oldest in the country, with over 9,000 registered members from throughout the Delaware Valley.

Philadelphia Senior Center has three locations: Main Branch, located at 509 South Broad Street; Tioga Branch, located at 1531 W. Tioga Street; and the Coffee Cup, located at 247 South 10th Street.

Philadelphia Senior Center is funded by the Pennsylvania Department of Aging, the Philadelphia Corporation for Aging, the United Way of Southeastern Pennsylvania, corporations, foundations and individuals.

BOOK CLUB

FITNESS CENTER

Monday through Friday 8:30 a.m. - 4:00 p.m.

The Fitness Center is now up and operating. We will be operating under the 'buddy' system. A 'buddy' can be any adult, a member or nonmember or a fellow workout partner and they must be present while you workout. If you are interested in using the fitness center, you need to have the necessary paperwork filled out by your doctor and return it to the Program Window. Once that is completed and returned to the Program Window, you will receive a Fitness Card and then you will be permitted to workout. Cost: 1 PSC Coupon a day

COMPUTER CLASSES & WORKSHOPS

Computer Classes and Workshops Day and Evening Classes Offered Learn to send and receive e-mails, use the internet for research and information, create documents and have FUN! Specialty workshops on Health and Art topics. Please call for fee and schedule information.